Car Insurance Quotes for a Subaru BRZ in Phoenix

Are you regretting the purchase of an underperforming, overpriced auto insurance policy? Believe me when I say many Phoenix consumers are in the same pinch.

Insurance quote for Subaru BRZ in PhoenixIt’s hard to fathom, but most auto insurance customers renewed their policy with the same company for well over three years, and almost 40% of drivers have never even compared rates from other companies. Phoenix insurance shoppers could save themselves as much as $730 a year, but most just don’t grasp how much money they would save if they switched to a more affordable policy.

There is such a variety of car insurance companies to purchase coverage from, and even though it’s nice to have a selection, so many choices can make it hard to compare rates for Subaru BRZ insurance in Phoenix.

Best companies for Subaru BRZ insurance

The companies in the list below can provide price comparisons in Arizona. If multiple companies are shown, we suggest you get price quotes from several of them to get a more complete price comparison.

Take policy discounts and save on Subaru BRZ insurance in Phoenix

Car insurance is not cheap, but there’s a good chance there are discounts that may help make it more affordable. Certain discounts will be triggered automatically at the time of quoting, but once in a while a discount must be specifically requested in order for you to get them.

As a sidenote, most of the big mark downs will not be given to the entire cost. Most only apply to specific coverage prices like collision or personal injury protection. If you do the math and it seems like it’s possible to get free car insurance, you aren’t that lucky.

A list of companies and some of the discounts can be read below.

When quoting, ask each company to apply every possible discount. Savings may not apply to policyholders in your area.

When should I discuss my situation with an agent?

Always remember that when buying a policy, there isn’t really a “best” method to buy coverage. Each situation is unique.

Here are some questions about coverages that might point out whether you would benefit from professional advice.

If you don’t know the answers to these questions but a few of them apply, you might consider talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form.

Can’t I compare rate quotes from local Phoenix car insurance agents?

A small number of people still like to get advice from a local agent and that is not a bad decision A good thing about comparing insurance prices online is that you can obtain lower rates but also keep your business local. Supporting local insurance agencies is still important in Phoenix.

Phoenix insurance agentsAfter filling out this quick form, the quote information is immediately sent to local insurance agents in Phoenix who will gladly provide quotes and help you find cheaper coverage. It simplifies rate comparisons since you won’t have to leave your computer because prices are sent immediately to you. You can find the lowest rates without the usual hassles of price shopping. If you wish to compare prices for a specific company, you would need to jump over to their website to submit a rate quote request.

If you need to find a good insurance agency, there are a couple of different types of agencies that you can select. Auto insurance agencies are categorized either exclusive or independent (non-exclusive).

Independent Auto Insurance Agents

These type of agents are not restricted to one company and that allows them to write policies through many different auto insurance companies and potentially find a lower price. If you are not satisfied with one company, they simply move your policy to a different company which is easy for the insured.

If you need cheaper auto insurance rates, you will definitely want to compare prices from several independent agencies so that you can do a thorough price comparison.

Shown below is a short list of independent insurance agents in Phoenix that may be able to provide competitive price quotes.

1529 W Thomas RdPhoenix, AZ 85015(602) 241-9200View Map

317 N 19th AvePhoenix, AZ 85009(602) 233-5500View Map

7602 S Central AvePhoenix, AZ 85042(602) 276-0002View Map

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Exclusive Insurance Agents

Exclusive agents can only provide pricing for a single company like Allstate, Farmers Insurance, State Farm, and AAA. They generally cannot shop your coverage around so they have no alternatives for high prices. They are highly trained on their company’s products which can be an advantage.

The following are Phoenix exclusive insurance agencies willing to provide price quote information.

Susan Cox – State Farm Insurance Agent
2715 W Northern Ave #110Phoenix, AZ 85051(602) 995-2821View Map

Jim Nork – State Farm Insurance Agent
1600 W Camelback Rd #1aPhoenix, AZ 85015(602) 222-9400View Map

9303 N 7th St Ste 5Phoenix, AZ 85020(602) 371-0581View Map

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Finding the right car insurance agent should include more criteria than just the bottom line cost. Below are some questions you should ask.

After you get reasonable responses to these questions as well as an affordable premium quote, chances are good that you have found an insurance agency that is a good match to adequately provide auto insurance.

In conclusion

In this article, we covered a lot of tips how to lower your Subaru BRZ insurance auto insurance rates in Phoenix. The key thing to remember is the more companies you get premium rates for, the better your comparison will be. Consumers may even find the lowest priced car insurance comes from the smaller companies.

Some car insurance companies may not have rate quotes online and usually these small insurance companies only sell coverage through independent insurance agencies. Cheaper Subaru BRZ insurance in Phoenix is available on the web and from local insurance agents, and you need to price shop both in order to have the best chance of saving money.

Insureds leave their current company for a variety of reasons including delays in paying claims, questionable increases in premium, delays in responding to claim requests or high rates after DUI convictions. Regardless of your reason, switching companies is not as difficult as it may seem.

Much more information about car insurance in Arizona can be found at these links: