Pretty sure you bought an underperforming, overpriced car insurance policy? Believe me, many Phoenix consumers feel financially strained by their car insurance policy.
Inconceivable but true, nearly 70% of consumers kept buying from the same company for at least the last four years, and just short of a majority have never compared car insurance rates at all. With the average premium in the United States being $1,847, drivers can cut their rates by roughly $859 a year, but they just don’t understand how easy it is to compare rates.
Insurance companies such as State Farm, Allstate, GEICO and Progressive persitently shower you with advertising and it can be hard to see through the deception and do the work needed to find the best deal.
Consumers need to quote other rates yearly due to the fact that insurance prices are constantly changing. Just because you found the best quotes on Volkswagen Rabbit insurance in Phoenix a year ago there is a good chance you can find better rates now. Block out anything you think you know about car insurance because we’re going to show you how to use online quotes to find better rates and still maintain coverage.
Most larger insurance companies make it easy to get coverage price quotes on their websites. Getting quotes for Volkswagen Rabbit insurance in Phoenix is quite simple because you just enter your coverage preferences as requested by the quote form. After the form is submitted, the company’s rating system orders credit information and your driving record and returns pricing information. Being able to quote online for Volkswagen Rabbit insurance in Phoenix makes it simple to compare prices and it is important to get many rate quotes if you are searching for a lower rate.
To save time and find out how much you can save on insurance, visit the companies below or click here to submit a quote request to multiple companies at once. If you have your current policy handy, we recommend you complete the form with the coverages as close as possible to your current policy. This makes sure you’re receiving rate quotes based on identical coverages.
The providers in the list below are ready to provide price quotes in Arizona. If more than one company is shown, it’s a good idea that you get price quotes from several of them in order to get a fair rate comparison.
Which policy gives me the best coverage?
When selecting adequate coverage for your vehicles, there really is no “best” method to buy coverage. Coverage needs to be tailored to your specific needs.
Here are some questions about coverages that may help highlight if your situation would benefit from professional advice.
- Do I need replacement cost coverage?
- Will my Volkswagen Rabbit be repaired with OEM or aftermarket parts?
- How high should my uninsured/underinsured coverage be in Arizona?
- Do I benefit by insuring my home with the same company?
- How can I force my company to pay a claim?
- Am I covered if I wreck a rental car?
- Does my Volkswagen Rabbit qualify for pleasure use?
- What policy terms are available?
- How long can I keep a teen driver on my policy?
- When do I need to add a new car to my policy?
If you can’t answer these questions but one or more may apply to you, you might consider talking to a licensed agent. To find an agent in your area, take a second and complete this form.
Insurance agents can help
A lot of people just want to get professional advice from a licensed agent and we recommend doing that A nice benefit of price shopping on the web is you may find lower prices but still work with a licensed agent. Buying from neighborhood insurance agencies is important especially in Phoenix.
To find an agent, once you fill out this form (opens in new window), your insurance coverage information is immediately sent to local insurance agents in Phoenix that give free quotes for your business. You won’t even need to do any legwork because prices are sent to you. You can get cheaper insurance rates and an insurance agent to talk to. If for some reason you want to quote rates from a specific company, just go to their quote page and fill out their quote form.
Exclusive and independent Phoenix car insurance agents
If you are searching for a local insurance agency, it can be helpful to understand the different types of agencies from which to choose. Phoenix agents can either be independent or exclusive.
Independent Agents (or Brokers)
These type of agents are appointed with more than one company so they can quote policies through many companies and get you the best rates possible. If they find a lower price, the agent simply finds a different carrier and the insured can keep the same agent.
If you are comparing rate quotes, it’s recommended you get quotes from a few independent agents to maximize your price options.
Featured below is a small list of independent agents in Phoenix that can give you pricing information.
Independent Insurance Agents
333 E Flower St – Phoenix, AZ 85012 – (602) 956-1851 – View Map
Exclusive Insurance Agencies
Exclusive insurance agents can usually just insure with one company such as State Farm, Allstate and AAA. Exclusive agencies are unable to compare rates from other companies so if the price isn’t competitive there isn’t much they can do. Exclusive agents are trained well on their company’s products and that can be a competitive advantage.
The following are exclusive agents in Phoenix that are able to give rate quotes.
Picking the best insurance agency is decision based upon more than just the bottom line cost. Here are some questions you should ask.
- Will the agent help in case of a claim?
- Is the agency active in community causes in Phoenix?
- How many years have they been established?
- What are the financial ratings for the companies they represent?
- If your car is in the repair shop, do you have coverage for a rental car?
- Do they see any coverage gaps in your plan?