How many times have you told yourself it’s time to shop around for low-cost GMC Canyon insurance in Phoenix? Did budget coverage turn out to be high-priced GMC Canyon insurance in Phoenix? It’s a common feeling and there are a lot of people in Phoenix just like you who feel imprisoned by their auto insurance policy.
It’s hard to fathom, but over 70% of drivers have stayed with the same insurance company for at least four years, and approximately 38% of consumers have never quoted auto insurance rates at all. With the average auto insurance premium being $1,580, Arizona drivers could save as much as 50% every year just by getting comparison quotes, but they assume it’s a waste of time to compare rate quotes.
Big-name insurance companies like GEICO, Farmers Insurance and State Farm persitently shower you with advertising and it is challenging if not impossible to see through the deception and do the work needed to find the best deal.
It’s a good idea to do rate comparisons on a regular basis since prices go up and down regularly. Just because you had the best deal on GMC Canyon insurance in Phoenix six months ago other companies may now be cheaper. There are a lot of ways to save on Canyon insurance out there, but in a few minutes you can learn some of the best techniques to stop overpaying for insurance in Phoenix.
The method we recommend to compare car insurance company rates for GMC Canyon insurance in Phoenix is to know the fact most of the bigger providers will pay a fee to give rate comparisons. To begin a comparison, all you need to do is give them rating details like the make and model of your vehicles, if the car is leased, if a SR-22 is required, and if it has an anti-theft system. Those rating factors gets sent immediately to multiple insurance providers and they return rate quotes very quickly.
To find lower lower-cost GMC Canyon insurance rates now, click here and find out if lower rates are available in Phoenix.
The companies shown below are ready to provide price quotes in Phoenix, AZ. If multiple providers are shown, we recommend you visit as many as you can in order to find the lowest rates.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Canyon SLE Regular Cab 2WD||$196||$314||$306||$18||$92||$926||$77|
|Canyon SLE Ext Cab 2WD||$108||$240||$338||$20||$102||$808||$67|
|Canyon SLE Ext Cab Z71 2WD||$164||$314||$300||$18||$90||$886||$74|
|Canyon SLE Crew Cab 2WD||$194||$456||$314||$18||$94||$1,076||$90|
|Canyon SLE Regular Cab 4WD||$258||$394||$404||$24||$122||$1,202||$100|
|Canyon SLE Crew Cab Z71 2WD||$224||$382||$306||$18||$92||$1,022||$85|
|Canyon SLT Ext Cab 2WD||$124||$252||$338||$20||$102||$836||$70|
|Canyon SLE Ext Cab 4WD||$234||$352||$308||$18||$92||$1,004||$84|
|Canyon SLT Crew Cab 2WD||$138||$284||$306||$18||$92||$838||$70|
|Canyon SLE Ext Cab Z71 4WD||$172||$290||$308||$18||$92||$880||$73|
|Canyon SLE Crew Cab 4WD||$324||$574||$404||$24||$122||$1,448||$121|
|Canyon SLE Crew Cab Z71 4WD||$148||$226||$308||$18||$92||$792||$66|
|Canyon SLT Crew Cab 4WD||$290||$480||$404||$24||$122||$1,320||$110|
|Canyon SLT Ext Cab 4WD||$236||$388||$404||$24||$122||$1,174||$98|
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Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Table data does not factor in vehicle location which can revise price quotes substantially.
Insurance premiums for males and females
The chart below shows the comparison of GMC Canyon yearly insurance costs for male and female drivers. The premiums are based on no claims or violations, comp and collision included, $500 deductibles, marital status is single, and no discounts are taken into consideration.
Safe drivers pay less for auto insurance
The example below shows how traffic citations and fender-benders can increase GMC Canyon yearly insurance costs for each different age group. The information is based on a single male driver, full coverage, $500 deductibles, and no policy discounts are applied.
Where to set your deductibles
The diagram below shows how choosing a deductible and can affect GMC Canyon insurance rates for different categories of driver ages. The rates are based on a single male driver, full coverage, and no discounts are applied to the premium.
It’s not one size fits all
When it comes to choosing the best insurance coverage, there isn’t really a perfect coverage plan. Everyone’s situation is a little different so your insurance needs to address that.
Here are some questions about coverages that can aid in determining if you will benefit from professional help.
- Is rental equipment covered for theft or damage?
- Does my liability insurance cover pulling a trailer or camper?
- Am I covered if I wreck a rental car?
- How much can I save by bundling my policies?
- What does PIP insurance cover?
- How many claims can I have before being canceled?
- Does car insurance cover theft of personal property?
- What is the difference between comprehensive and collision coverage?
- Am I covered when pulling a rental trailer?
- Is business property covered if stolen from my car?
Getting quotes from local Phoenix insurance agencies
Certain consumers just want to talk to an insurance agent and we recommend doing that A good thing about price shopping on the web is you may find better rates and still choose a local agent. Supporting local insurance agencies is still important in Phoenix.
For easy comparison, once you complete this quick form, your insurance coverage information is submitted to agents in your area who will give you bids for your auto insurance coverage. You won’t even need to contact any agents since price quotes are sent immediately to you. You can most likely find cheaper rates without requiring a lot of work. In the event you want to compare rates from a particular provider, you just need to search and find their rate quote page and give them your coverage information.
If you are wanting to purchase auto insurance from a reliable agent, you should know the types of insurance agents that you can choose from. Auto insurance policy providers can either be independent agents or exclusive agents depending on their employer.
Independent Insurance Agents
Agents of this type are not restricted to one company so they can write business with multiple insurance companies depending on which coverage is best. If you are not satisfied with one company, your policy is moved internally which requires no work on your part. When searching for an agent, it’s a good idea to include price quotes from independent agents to get the best comparison.
Featured below is a partial list of independent insurance agents in Phoenix that can give you price quote information.
22601 N 19th Ave #216 – Phoenix, AZ 85027 – (623) 572-0032 – View Map
Exclusive Insurance Agencies
Exclusive insurance agents can usually just insure with one company such as Farmers Insurance and State Farm. Exclusive agents cannot shop your coverage around so you might not find the best rates. Exclusive agents are highly trained on sales techniques which helps overcome the inability to quote other rates.
Shown below is a list of exclusive insurance agents in Phoenix that are able to give rate quotes.
Arly Sanchez – State Farm Insurance Agent
1625 N 51st Ave Ste 103 – Phoenix, AZ 85035 – (602) 455-2886 – View Map
Severiano Torres III – State Farm Insurance Agent
1820 N 75th Ave #106 – Phoenix, AZ 85035 – (623) 846-0240 – View Map
Selecting an car insurance agent should depend on more than just a cheap price. These are some valid questions you should ask.
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Are claim adjusters local or do you have to take your car somewhere else?
- What are the financial ratings for the companies they represent?
- Will one accident increase rates?
- Do they have cheaper tiers of coverage?
- Does the agent have professional designations like CIC, CPCU or AIC?
- Do they have a Better Business Bureau rating in Phoenix?