Did a good deal turn into an expensive car insurance policy? You’re in good company because there are many Phoenix drivers thinking the same thing.
It’s hard to believe, but the vast majority of car insurance customers have bought car insurance from the same company for at least four years, and nearly half have never compared rates with other companies. Phoenix insurance shoppers could cut their rates by as much as 50% a year just by getting comparison quotes, but they don’t believe the actual amount they would save if they replace their high priced policy. People have many auto insurance companies to insure vehicles with, and although it’s a good thing to have a choice, it makes it harder to find the best rates for Saab 9-7X insurance in Phoenix.
These techniques will teach you a little about how to effectively get price quotes and some money-saving tips. If you are insured now, you will be able to reduce the price you pay using these tips. Drivers just need to know the least time-consuming way to compare different rates online from multiple companies.
Cheapest Saab 9-7X insurance price quotes in Phoenix, AZ
The auto insurance companies shown below provide comparison quotes in Arizona. If more than one company is shown, we recommend you visit several of them in order to get a fair rate comparison.
Getting quotes from local Phoenix car insurance agents
Certain consumers just prefer to buy from a licensed agent and that is a personal choice. Experienced insurance agents will help you protect your assets and give you someone to call. One of the great benefits of comparing insurance prices online is the fact that you can find cheap rate quotes but still work with a licensed agent. Buying from local agents is especially important in Phoenix.
After completing this simple form, your insurance coverage information is sent to insurance agents in Phoenix who can give free rate quotes for your car insurance coverage. It makes it easy because there is no need to do any legwork as quotes are delivered to you. If you need to compare prices for a specific company, you would need to search and find their rate quote page and submit a quote form there.
Exclusive agents vs. Independent agents
When researching a local insurance agency, it’s helpful to know the different types of agencies from which to choose. Phoenix agents can either be independent agents or exclusive agents. Both types can sell and service car insurance coverage, but it is a good idea to know the difference in how they write coverage because it can impact the selection process.
These agents do not sell for just one brand so they can insure your vehicles with any number of different companies enabling the ability to shop coverage around. If they quote lower rates, the agent simply finds a different carrier and you stay with the same agent. When comparing car insurance prices, you will want to get several quotes from at least one independent agent so that you have a good selection of quotes to compare.
Shown below is a short list of independent insurance agencies in Phoenix who may provide competitive price quotes.
Exclusive Insurance Agents
Exclusive insurance agents can only place business with one company and some examples include State Farm, Allstate, and Farm Bureau. Exclusive agents cannot provide prices from multiple companies so it’s a take it or leave it situation. Exclusive agents are highly trained on their products and sales techniques which helps offset the inability to provide other markets.
Listed below are exclusive agents in Phoenix that are able to give price quote information.
Finding the right insurance agency requires you to look at more than just the bottom line cost. The questions below may impact your decision as well.
- Is the coverage adequate for your vehicle?
- Do the agents have professional certifications like CPCU or CIC?
- Is vehicle damage repaired with OEM or aftermarket parts?
- Is the agency involved in supporting local community causes?
- Will one accident increase rates?
- What is their Better Business Bureau rating?
- If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
- Do they offer claims assistance after hours?
Upon receiving acceptable answers and a low price estimate, you have narrowed it down to a car insurance agent that is reliable enough to adequately provide car insurance.