Compare Chrysler Sebring Insurance Quotes in Phoenix

Discount Chrysler Sebring insuranceAre you looking for a better way to compare more competitive auto insurance rates in Phoenix, AZ? Phoenix shoppers have a choice when shopping for low-cost Chrysler Sebring insurance. You can either spend your time contacting agents getting price quotes or use the internet to compare rates.

There are more efficient ways to shop for auto insurance and we’ll show you the quickest way to compare rates on a Chrysler and find the lowest possible price from both online companies and Phoenix agents.

Sad but true, the vast majority of consumers kept buying from the same company for well over three years, and about 40% of consumers have never compared quotes from other companies. Phoenix consumers can save as much as 50% each year by just comparing rate quotes, but most undervalue the large savings they would see if they just switched companies.

The companies shown below are our best choices to provide quotes in Phoenix, AZ. If several companies are displayed, we recommend you get rates from several of them to get the best price comparison.

Chrysler Sebring Insurance Rates in Phoenix, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sebring Touring 4-Dr Sedan $232 $460 $300 $18 $90 $1,100 $92
Sebring Limited 4-Dr Sedan $222 $538 $314 $18 $94 $1,186 $99
Sebring LX 2-Dr Convertible $224 $456 $282 $16 $84 $1,062 $89
Sebring Touring 2-Dr Convertible $156 $284 $306 $18 $92 $856 $71
Sebring Limited 2-Dr Convertible $278 $620 $314 $18 $94 $1,324 $110
Get Your Own Custom Quote Go

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Arizona minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Table data does not factor in garaging location in Phoenix which can revise auto insurance rates substantially.

Comparison of policy deductibles

The diagram below illustrates how your choice of deductibles and can change Chrysler Sebring insurance costs for each age group. The costs are based on a single male driver, full physical damage coverage, and no additional discounts are factored in.

Car insurance is an important decision

Even though it can be expensive, insuring your vehicle serves several important purposes.

The benefits of having insurance more than cancel out the cost, particularly when you have a large claim. But the average driver in Arizona is overpaying more than $800 each year so you should quote rates at least once a year to ensure rates are inline.

Discounts can help to save on Chrysler Sebring insurance in Phoenix

Companies offering auto insurance don’t always publicize every discount very clearly, so the following is a list of both well-publicized and the harder-to-find ways to save on auto insurance.Cheaper auto insurance with discounts

As a footnote on discounts, some of the credits will not apply to all coverage premiums. Most only cut specific coverage prices like liability and collision coverage. Just because it seems like you could get a free auto insurance policy, you’re out of luck.

Companies and the discounts they provide include:

If you need the cheapest Chrysler Sebring rate quotes, ask each company how you can save money. Savings might not be offered on policies in your area. To see companies that offer discounts in Arizona, follow this link.

Can’t I get rate quotes from local Phoenix auto insurance agents?

Many people just want to sit down and talk to an agent and that is just fine! Good insurance agents can make sure you are properly covered and help file insurance claims. A good thing about comparing rate quotes online is that drivers can save money and get cheap rate quotes and still have a local agent. Buying from local insurance agents is especially important in Phoenix.

Insurance agents in PhoenixTo help locate an agent, after submitting this form (opens in new window), your coverage information gets sent to insurance agents in Phoenix who will gladly provide quotes for your business. You won’t even need to even leave your home because quoted prices will be sent to your email. If you want to compare prices from a specific insurance company, feel free to jump over to their website and fill out the quote form the provide.

When looking for a reputable insurance agent or broker, it helps to know the two types of insurance agents and how they work. Insurance agencies in Phoenix can be classified as either independent agents or exclusive agents. Both types can properly insure your vehicles, but it’s worth mentioning the subtle differences because it can influence the kind of agent you use.

Independent Car Insurance Agents (or Brokers)

These agents are not limited to a single company so as a result can place your coverage through lots of different companies and find you cheaper rates. If they find a cheaper price, your agent can just switch to a different company and you don’t have to do anything.

When comparing rates, it’s a good idea to include rate quotes from several independent insurance agents to get the best comparison. A lot of them also have access to smaller companies that many times have cheaper rates.

Shown below is a partial list of independent agents in Phoenix that can possibly get you free rate quotes.

More Phoenix agents

Exclusive Insurance Agents

Agents of this type work for only one company and some examples include AAA, Allstate, State Farm, or Farmers Insurance. Exclusive agents cannot shop your coverage around so it’s a take it or leave it situation. These agents are usually quite knowledgeable on the products they sell which helps them sell insurance even at higher premiums. Consumers sometimes choose to use an exclusive agent partially due to loyalty to the company rather than low rates.

Below is a list of exclusive insurance agents in Phoenix who can help you get comparison quotes.

More Phoenix agents

Finding a good auto insurance agent should include more criteria than just a cheap price. These are some questions your agent should answer.

Shop smart and save

Consumers who switch companies do it for a variety of reasons including not issuing a premium refund, being labeled a high risk driver, high prices and even an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding a great new company is not as difficult as it may seem.

Low-cost Chrysler Sebring insurance in Phoenix can be found online in addition to many Phoenix insurance agents, so you should compare both in order to have the best price selection to choose from. Some insurance providers may not provide online quoting and these smaller providers provide coverage only through independent agents.

We just presented some good ideas how to lower your Chrysler Sebring insurance prices in Phoenix. The most important thing to understand is the more price quotes you have, the better chance you’ll have of finding affordable Phoenix auto insurance quotes. You may even find the most savings is with a company that doesn’t do a lot of advertising.

Additional car insurance information can be found at these links: