How to Save on Honda Accord Insurance in Phoenix

Insurance quote for Honda Accord in PhoenixWant to learn how to buy lower-priced Honda Accord insurance in Phoenix? Feel like you have overpriced Honda Accord insurance in Phoenix? It’s quite common and you are not the only one feeling buyer’s remorse.

It’s hard to believe, but the vast majority of car insurance customers have purchased from the same company for well over three years, and just under half have never compared rate quotes at all. Most drivers in Phoenix could save roughly $730 a year, but they just don’t want to find cheap rates by getting comparison quotes. Big-name insurance companies like GEICO, Farmers Insurance and State Farm constantly bombard you with advertising and it can be hard to ignore the promise of big savings and take the time to shop coverage around.

Smart consumers take time to do price comparisons every six months because insurance prices go up and down regularly. Despite the fact that you may have had the best rates on Honda Accord insurance in Phoenix two years ago there is a good chance you can find better rate quotes now. Forget anything you know (or think you know) about car insurance because you’re about to learn the fastest way to find the best coverage while lowering your premiums.

If you have a policy now or are just looking to switch companies, use these money-saving tips to get lower rates without having to cut coverage. Finding the cheapest coverage in Phoenix can be much easier if you know how to start. Comparison shoppers just need to understand the most efficient way to compare insurance rates online.

How Insurers Calculate Honda Accord Insurance Costs

An important part of buying insurance is that you know some of the factors that help calculate your insurance rates. If you have some idea of what controls the rates you pay, this helps enable you to make changes that will entitle you to lower insurance prices.

The itemized list below are just a few of the factors used by companies to determine your rate level.

Most companies such as Progressive, Allstate and GEICO give coverage price quotes direct online. Getting Honda Accord insurance prices online is quite easy because it’s just a matter of typing in your personal and coverage information into the quote form. Upon sending the form, the quote system will obtain your driving and credit reports and gives you a price quote based on these factors. Quoting online for Honda Accord insurance in Phoenix simplifies rate comparisons, and it’s very important to do this if you want to find the most affordable auto insurance rates.

To compare rates now, compare rate quotes from the providers shown below. If you have a policy now, it’s recommended you enter the limits and deductibles as shown on your current policy. This guarantees you will receive comparison quotes using the exact same coverages.

The companies in the list below can provide price comparisons in Arizona. If the list has multiple companies, we suggest you visit several of them in order to find the lowest rates.

Honda Accord Insurance Rates in Phoenix, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $158 $272 $244 $14 $74 $762 $64
Accord LX 4-Dr Sedan $224 $382 $254 $16 $76 $952 $79
Accord EX 4-Dr Sedan $122 $232 $308 $18 $92 $772 $64
Accord LX-P 4-Dr Sedan $150 $238 $262 $16 $78 $744 $62
Accord LX-P 4-Dr Sedan $96 $168 $240 $14 $72 $590 $49
Accord EX-L 4-Dr Sedan $188 $314 $254 $16 $76 $848 $71
Accord EX 2-Dr Coupe $184 $426 $410 $24 $122 $1,166 $97
Accord LX-S 2-Dr Coupe $210 $424 $348 $20 $104 $1,106 $92
Accord EX-L 2-Dr Coupe $156 $326 $440 $26 $132 $1,080 $90
Get Your Own Custom Quote Go

Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-policy, and multi-vehicle. Premium costs do not factor in specific zip code location which can affect rates significantly.

Cautious drivers save money

The information below demonstrates how speeding tickets and at-fault accidents can influence Honda Accord auto insurance rates for different age groups. The data is based on a married female driver, full physical damage coverage, $100 deductibles, and no discounts are applied.

Higher deductibles lower rates

The diagram below illustrates how your deductible choice and can affect Honda Accord premium costs for different age groups. The prices are based on a single female driver, full physical damage coverage, and no discounts are applied.

Auto insurance rates by gender and age

The diagram below illustrates the comparison of Honda Accord car insurance costs for male and female drivers. The data is based on a clean driving record, no claims, full coverage, $100 deductibles, single marital status, and no discounts are applied to the premium.

Choosing the best Honda Accord insurance in Arizona is an important decision

Even though it’s not necessarily cheap to insure a Honda in Phoenix, maintaining insurance is required for several reasons.

The benefits of buying auto insurance more than cancel out the cost, particularly if you ever have a claim. But the average American driver overpays more than $865 each year so it’s recommended you shop around each time the policy renews to save money.

Score discounts to get cheaper Phoenix car insurance rates

Companies offering auto insurance don’t necessarily list all discounts in an easy-to-find place, so the following is a list of both the well known and the harder-to-find credits available to lower your premiums when you buy Phoenix auto insurance online.Car insurance discounts

It’s important to note that many deductions do not apply to the overall cost of the policy. Most cut specific coverage prices like collision or personal injury protection. Even though the math looks like you would end up receiving a 100% discount, you won’t be that lucky.

To locate providers that can offer you the previously mentioned discounts in Phoenix, click here to view.

Auto insurance agents near you

Many drivers just want to visit with an insurance agent and we recommend doing that Professional insurance agents can point out coverage gaps and give you someone to call. The biggest benefit of comparing rate quotes online is you can get the best rates and still have an agent to talk to. And buying from local agencies is important particularly in Phoenix.

Find insurance agent in PhoenixBy using this quick form, your insurance data gets sent to agents in your area who will gladly provide quotes for your business. There is no need to contact any insurance agencies because quoted prices will be sent immediately to your email address. If you need to get a price quote from a specific auto insurance provider, just find their quoting web page and complete a quote there.

Shown below is a list of insurers in Phoenix that may be willing to give comparison quotes for Honda Accord insurance in Phoenix.

4731 N Central AvePhoenix, AZ 85012(602) 995-9334View Map

4022 E Broadway Rd #106Phoenix, AZ 85040(602) 454-8570View Map

Eric Hamilton – State Farm Insurance Agent
10265 W Camelback Rd #120Phoenix, AZ 85037(623) 848-3048View Map

3401 N 32nd St BPhoenix, AZ 85018(602) 955-5450View Map

View more Phoenix agents

Selecting an insurance company should include more criteria than just a low price. These are some valid questions you should ask.

Cheaper rates are available

In this article, we presented a lot of information how to get a better price on Honda Accord insurance in Phoenix. The key concept to understand is the more quotes you get, the better chance you’ll have of finding the cheapest Honda Accord rate quotes. Consumers may even find the biggest savings come from the least-expected company. Regional companies may only write in your state and offer lower rates than the large multi-state companies such as State Farm and Allstate.

When you buy Phoenix auto insurance online, make sure you don’t buy less coverage just to save a little money. In too many instances, an accident victim reduced collision coverage and discovered at claim time that it was a big mistake. Your strategy should be to buy the best coverage you can find at the best price, but do not skimp to save money.

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