Saving money on Audi A7 insurance in Phoenix is hard for drivers new to comparing prices online. Consumers have so many different companies and agents to choose from that it can quickly become hard work to find better prices on Audi A7 insurance.
A recent car insurance study discovered that nearly 70% of customers kept their policy with the same company for a minimum of four years, and nearly half have never even compared quotes to find cheap rates. American drivers could pocket $860 a year just by comparing rates, but they just don’t understand the big savings they would realize if they switch to a new company.
Buying the cheapest insurance in Phoenix is actually very simple if you learn how to start. Essentially everyone who is overpaying for insurance will probably be able to lower their premiums. But Arizona car owners need to have an understanding of the way insurance companies price online insurance and use it to find better rates.
Most larger insurance companies such as Progressive, GEICO, Allstate and State Farm allow consumers to get insurance quotes direct online. Getting online rates for Audi A7 insurance in Phoenix is easy for anyone as you just type in your personal and coverage information on the page. When complete, their rating system obtains reports for credit and driving violations and provides a quote based on the data you entered.
This makes comparing rates easy, and it’s very important to compare as many rates as possible in order to get lower-cost rates.
To quickly find out how much you can save on insurance, compare quotes from the companies shown below. If you have coverage now, it’s recommended you input the limits and deductibles identical to your current policy. This guarantees you will receive comparison quotes using the exact same coverages.
The companies in the list below are our best choices to provide price comparisons in Arizona. If several companies are displayed, it’s highly recommended you click on several of them to get the most affordable price.
Insurance agents can help
When quoting and comparing the right insurance coverage, there really isn’t a one-size-fits-all type of policy. Everyone’s situation is unique.
Here are some questions about coverages that may help you determine whether your personal situation would benefit from professional advice.
- Is there coverage for injuries to my pets?
- Does my insurance cover a custom paint job?
- What is an SR-22 filing?
- Will damage be repaired with OEM parts?
- How high should my medical payments coverage be?
- Am I covered when renting a car or should I buy coverage from the car rental agency?
If you can’t answer these questions but you think they might apply to your situation then you might want to talk to an agent. To find lower rates from a local agent, complete this form.
Local Phoenix insurance agents
A small number of people still like to buy from a local agent and that can be a smart move One of the great benefits of comparing rate quotes online is the fact that drivers can get lower rates and still buy from a local agent.
To help locate an agent, after submitting this form (opens in new window), your insurance coverage information is instantly submitted to local insurance agents that can provide free Phoenix auto insurance quotes for your coverage. You don’t have to search for any insurance agencies as quotes are delivered directly to you. You’ll get the best rates without the usual hassles of price shopping. In the event you want to quote rates for a specific company, you would need to search and find their rate quote page and fill out the quote form the provide.
Finding a good provider is decision based upon more than just a cheap quote. Any agent in Phoenix should be willing to answer these questions.
- How much can you save by raising your physical damage deductibles?
- If independent agents, which companies do they recommend?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- Will the agent or a CSR service your policy?
- How are they compensated?
- Are claims handled at the agent’s location?
- How are claims handled?
- Has the agent ever had any license suspensions?
Choose an insurance agent wisely
When researching a reliable insurance agent, you should know the types of insurance agents and how they function. Auto insurance agents are classified as either independent or exclusive.
Agents that choose to be exclusive can only quote rates from one company and examples are Farmers Insurance and State Farm. They are unable to shop your coverage around so you might not find the best rates. Exclusive insurance agents are very knowledgeable on their company’s products and that can be a competitive advantage. Some people will only use the same exclusive agent mostly because of the brand name rather than low price.
Listed below is a list of exclusive agents in Phoenix who may provide you with price quotes.
- American Family Insurance – Luke Shafer
1717 E Bell Rd #7 – Phoenix, AZ 85022 – (602) 788-5359 – View Map
- Mary Parada – State Farm Insurance Agent
3414 W Bell Rd – Phoenix, AZ 85053 – (602) 942-9202 – View Map
- Douglas Cheung – State Farm Insurance Agent
2600 N 44th St #110 – Phoenix, AZ 85008 – (602) 840-6655 – View Map
Independent Auto Insurance Agencies
Independent agents are not employed by one company and that enables them to quote your coverage with any number of different companies and find you the best rates. If your agent finds better pricing, the business is moved internally which is easy for the insured. When comparing rate quotes, it’s recommended you get rate quotes from at a minimum one independent agency for maximum quote selection. Most have the option of insuring with smaller mutual companies which can save you money.
The following are Phoenix independent agents that can give you comparison quotes.
- Best Buy Insurance
3917 S Central Ave – Phoenix, AZ 85040 – (602) 268-2548 – View Map
- Travelers Insurance
22601 N 19th Ave #216 – Phoenix, AZ 85027 – (623) 572-0032 – View Map
- UNO Insurance Agency
3510 E Bell Rd # 2 – Phoenix, AZ 85032 – (602) 493-2300 – View Map