Save Money on Lincoln MKZ Insurance in Phoenix

Do you want a faster way to compare lower-priced Lincoln MKZ insurance in Phoenix? Did you fall for a flashy sales pitch and buy overpriced Lincoln MKZ insurance in Phoenix? Trust us, many Phoenix consumers are in the same pinch.

Insurance for Lincoln MKZAstonishng but true according to a recent study, nearly 70% of drivers have bought insurance from the same company for over three years, and practically 40% of insurance customers have never even compared quotes to find lower-cost rates. The average driver in Phoenix could save an average of almost $730 each year, but most undervalue the big savings they would realize if they switched to a cheaper policy.

You have multiple auto insurance companies to purchase coverage from, and although it’s a good thing to have a selection, more options can take longer to find the best rates for Lincoln MKZ insurance in Phoenix.

Most larger insurance companies such as Progressive, GEICO, Allstate and State Farm allow consumers to get prices for coverage from their websites. Getting quotes for Lincoln MKZ insurance in Phoenix is pretty painless as you just enter your coverage preferences as requested by the quote form. After the form is submitted, the quote system obtains credit information and your driving record and gives you a price quote determined by many factors. Being able to quote online for Lincoln MKZ insurance in Phoenix makes it simple to compare prices and it’s necessary to get many rate quotes if you are searching for a lower rate.

If you want to get comparison pricing now, compare quotes from the companies shown below. If you have your current policy handy, we recommend you copy deductibles and limits identical to your current policy. This way, you will get an apples-to-apples comparison based on similar coverages.

The companies shown below are our best choices to provide free rate quotes in Phoenix, AZ. If multiple providers are shown, we recommend you compare several of them to get the best price comparison.


Lincoln MKZ Insurance Rates in Phoenix, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
MKZ 4-Dr Sedan $182 $418 $382 $22 $114 $1,118 $93
MKZ AWD 4-Dr Sedan $158 $384 $410 $24 $122 $1,098 $92
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Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Estimates do not factor in vehicle garaging location which can impact coverage rates significantly.

Physical damage deductibles

The information below highlights how deductible selection and can affect Lincoln MKZ yearly insurance costs for each age group. The premiums are based on a single male driver, full physical damage coverage, and no policy discounts are applied.

It’s not one size fits all

When it comes to a policy for your personal vehicles, there really is no one size fits all plan. Every situation is different.Higher deductibles save money

For example, these questions could help you determine if you might need professional guidance.

If you don’t know the answers to these questions, then you may want to think about talking to a licensed insurance agent. To find an agent in your area, fill out this quick form.

Comparing rates from local Phoenix auto insurance agents

Many drivers would prefer to sit down and talk to an agent and that is recommended in a lot of cases One of the benefits of getting free rate quotes online is that you can find better rates and still have a local agent. Buying from neighborhood insurance agencies is important particularly in Phoenix.

Insurance agency in PhoenixFor easy comparison, once you complete this simple form, your insurance data is instantly submitted to local insurance agents in Phoenix who want to provide quotes for your business. It simplifies rate comparisons since you won’t have to find an agent on your own because quoted prices will be sent straight to your inbox. You can get cheaper auto insurance rates and work with a local agent. If you want to compare rates from a specific auto insurance provider, just find their quoting web page to submit a rate quote request.

What types of car insurance agents are in Phoenix?

If you are searching for a reliable agent, you should know the different agency structures and how they can service your needs differently. Agents can be classified as either independent agents or exclusive agents.

Independent Agencies or Brokers

Independent agencies are not restricted to one company so they can write business with many different companies and get you the best rates possible. If you are not satisfied with one company, they can switch companies in-house and you can keep the same agent. If you are trying to find cheaper rates, you will definitely want to compare prices from at least one independent agent in order to have the best price comparison.

Featured below are Phoenix independent insurance agencies that can possibly get you free auto insurance rate quotes.


317 N 19th AvePhoenix, AZ 85009(602) 233-5500View Map


1529 W Thomas RdPhoenix, AZ 85015(602) 241-9200View Map


7602 S Central AvePhoenix, AZ 85042(602) 276-0002View Map

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Exclusive Agencies

Agents that choose to be exclusive can only provide pricing for a single company such as Farmers Insurance, Allstate, or State Farm. They generally cannot provide prices from multiple companies so keep that in mind. These agents are highly trained on what they offer which helps them sell insurance even at higher premiums.

The following is a list of exclusive insurance agencies in Phoenix that are able to give price quotes.


2610 W Baseline Rd Ste 116Phoenix, AZ 85041(602) 633-2088View Map


1717 E Bell Rd #7Phoenix, AZ 85022(602) 788-5359View Map

Lula Smith – State Farm Insurance Agent
7217 S Central AvePhoenix, AZ 85042(602) 232-0793View Map

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Choosing an insurance agency requires you to look at more than just the bottom line cost. Before buying a policy in Phoenix, get answers to these questions.