Would you like to buy lower-priced auto insurance rates in Phoenix, AZ? Phoenix shoppers have options when shopping for affordable Acura TLX insurance. You can either waste hours contacting agents to get rate comparisons or leverage the internet to get rate quotes. There are more efficient ways to compare auto insurance rates and we’ll show you the quickest way to quote coverages for a Acura and get the cheapest rates from both online companies and Phoenix agents.
If you have coverage now or just want cheaper coverage, you can use these tips to get lower rates without reducing coverage. This information will let you in on how to compare rates easily and also save some money in the process Consumers just need to learn the most effective way to quote multiple rates from multiple carriers.
The quickest method we recommend to compare car insurance rates for Acura TLX insurance in Phoenix is to know the trick most of the bigger providers allow for online access to compare rate quotes. All you need to do is give them some information such as the make and model of your vehicles, whether or not you need a SR-22, if your license is active, and your occupation. That information is instantly provided to multiple different insurance companies and they return quotes instantly to find the best rate.
To check rates for your Acura TLX now, click here and enter your coverage details.
The companies in the list below can provide price quotes in Phoenix, AZ. If multiple providers are shown, it’s a good idea that you visit several of them to find the most competitive car insurance rates.
Get rate quotes but work with a local Phoenix insurance agency
Certain consumers just prefer to sit down and talk to an agent and that is just fine! Good insurance agents can point out coverage gaps and will help you if you have claims. One of the benefits of comparing rate quotes online is you may find cheaper prices and also buy local.
For easy comparison, once you complete this form (opens in new window), your coverage information is sent to participating agents in Phoenix who will give you quotes for your insurance coverage. There is no need to contact any insurance agencies since price quotes are sent to you. If you wish to quote rates from a specific insurance company, feel free to search and find their rate quote page and fill out the quote form the provide.
Finding a good insurer is decision based upon more than just the price. These are valid questions to ask:
- Will one accident increase rates?
- Do they reduce claim amounts on high mileage vehicles?
- Do they offer rental car reimbursement?
- What will you get paid if your car is a total loss? How is that amount determined?
- Is the agent CPCU or CIC certified?
- Do they have 24-hour customer assistance?
If you prefer to buy insurance from a good Phoenix insurance agent, it’s helpful to know the different agency structures and how they operate. Agents can either be exclusive or independent (non-exclusive). Either one can handle insurance, but it’s important to know the subtle differences because it can influence your agent selection.
Exclusive Agents
Agents of this type can only provide pricing for a single company such as Allstate, Farmers Insurance or State Farm. Exclusive agents cannot place coverage with different providers so it’s a take it or leave it situation. Exclusive agencies receive extensive training in insurance sales and that can be a competitive advantage. Many people use the same exclusive agent mostly because of the prominent brand name rather than having the cheapest rates.
The following is a short list of exclusive insurance agencies in Phoenix who can help you get comparison quotes.
- Andy Carrillo – State Farm Insurance Agent
4713 E Southern Ave – Phoenix, AZ 85042 – (602) 426-8088 – View Map - Mary Parada – State Farm Insurance Agent
3414 W Bell Rd – Phoenix, AZ 85053 – (602) 942-9202 – View Map - State Farm: Lynn Hennessy
4645 E Chandler Blvd #110 – Phoenix, AZ 85048 – (480) 759-0203 – View Map
Independent Agencies or Brokers
Agents of this type do not work for one specific company and that is an advantage because they can write policies with lots of companies and get the cheapest rates. If they quote lower rates, they simply move your policy to a different company and you don’t have to find a new agent.
If you are trying to find cheaper rates, you need to include multiple independent agents in order to have the best price comparison. Most have the option of insuring with small mutual carriers that may have much lower rates than larger companies.
The following is a short list of independent insurance agents in Phoenix that can give you price quotes.
- Oasis Insurance
317 N 19th Ave – Phoenix, AZ 85009 – (602) 233-5500 – View Map - Best Buy Insurance
3917 S Central Ave – Phoenix, AZ 85040 – (602) 268-2548 – View Map - Travelers Insurance
22601 N 19th Ave #216 – Phoenix, AZ 85027 – (623) 572-0032 – View Map