Best Ways to Save on Goodyear, AZ Auto Insurance

Feel like you have an expensive auto insurance policy? It's quite common and many Goodyear drivers have buyer's remorse.

Astonishng but true according to a recent study, 70% of consumers have bought auto insurance from the same company for at least the last four years, and almost half have never even compared rates from other companies. American drivers could save an average of nearly $859 each year by just comparing rate quotes, but most tend to underestimate how much money they would save if they just switched companies. Since you have so many companies to choose from , it can be hard to locate a lower cost auto insurance provider.

Buying the cheapest auto insurance in Goodyear can initially seem challenging. If you are already insured or are looking for a new policy, you can use these tips to get lower rates without sacrificing coverage. Drivers just have to use the most effective way to quote multiple rates over the internet.

Best companies for Arizona car insurance

The companies in the list below are ready to provide price comparisons in Arizona. If more than one company is shown, it's a good idea that you visit several of them in order to find the most competitive rates.

Insurance Costs for Popular Vehicles in Goodyear
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Crew Cab 2WD $1,138 $569 $95
Chevrolet Silverado LS Crew Cab 4WD $1,126 $563 $94
Dodge Grand Caravan Hero $790 $395 $66
Dodge Ram Crew Cab ST 2WD $868 $434 $72
Ford Edge Sport AWD $952 $476 $79
Ford Escape XLS 2WD $666 $333 $56
Ford Explorer XLT 2WD $960 $480 $80
Ford F-150 Lariat Super Cab 2WD $902 $451 $75
Ford Focus SE 4-Dr Sedan $862 $431 $72
Ford Fusion Hybrid 4-Dr Sedan $1,278 $639 $107
Honda Accord EX 4-Dr Sedan $768 $384 $64
Honda CR-V LX 4WD $900 $450 $75
Honda Civic LX 4-Dr Sedan $932 $466 $78
Jeep Grand Cherokee SRT-8 4WD $982 $491 $82
Nissan Altima 3.5 SR 4-Dr Sedan $1,120 $560 $93
Toyota Camry SE $750 $375 $63
Toyota Corolla LE $1,076 $538 $90
Toyota Tacoma 2WD $1,166 $583 $97
Get Your Own Custom Quote Go

Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Prices do not factor in specific location which can modify prices noticeably.

Rate increases following a ticket or accident

The chart below demonstrates how citations and fender-benders raise Chevrolet Silverado car insurance rates for different ages of insureds. The rate quotes are based on a single male driver, full physical damage coverage, $250 deductibles, and no policy discounts are applied.

Chevrolet Silverado rates are for example purposes only. To get rates for your specific vehicle, click here.

Discount Goodyear car insurance rates

Some companies don't always list the complete list of policy discounts in a way that's easy to find, so the list below gives a summary of both well-publicized in addition to some of the lesser obvious savings tricks you should be using when you buy Goodyear car insurance online.Discount car insurance

As is typical with insurance, many deductions do not apply to all coverage premiums. Some only reduce the price of certain insurance coverages like comp or med pay. So when the math indicates having all the discounts means you get insurance for free, companies don't profit that way. Any qualifying discounts should definitely cut your policy cost.

To locate providers with discount rates in Goodyear, click this link.

When to get professional advice

Keep in mind that when it comes to choosing the best insurance coverage, there isn't really a "perfect" insurance plan. Every insured's situation is different so your insurance needs to address that.Insurance savings Here are some questions about coverages that may help you determine if your situation might need professional guidance.

If you can't answer these questions, you may need to chat with a licensed agent. To find lower rates from a local agent, fill out this quick form or you can also visit this page to select a carrier It's fast, free and you can get the answers you need.

Insurance agencies near you

A small number of people still like to talk to a local agent and that is OK! Insurance agents are very good at helping people manage risk and help in the event of a claim. A nice benefit of comparing rate quotes online is the fact that drivers can get cheap rate quotes and also buy local.

Once you complete this form (opens in new window), your information is emailed to participating agents in Goodyear that can provide free Goodyear car insurance quotes and help you find cheaper coverage. You don't have to leave your computer because prices are sent instantly to you. In the event you want to compare rates from one company in particular, feel free to navigate to their website and complete a quote there.

Picking an company should include more criteria than just the price. Ask your prospective agent these questions:

Auto insurance claim statistics

Are you driving a vehicle that ranks high in claims? The statistics tables below show the best and worst vehicles for the probability of filing claims organized by coverage.

Manufacturer Models with the Lowest and Highest Liability Coverage Claims
Lowest Claims Highest Claims
Mercedes-Benz SL Class Mitsubishi Lancer
Audi A6 Dodge Charger
Acura MDX Chevrolet Sonic
Fiat 500 Kia Optima
Subaru Forester Hyndai Accent
Subaru Outback Chevrolet Cruze

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Lowest and Highest Comprehensive Claims by Vehicle
Lowest Claims Highest Claims
GMC Sierra 2500 Maserati Quattroporte
Chevy Spark Bentley Continental GT
Nissan Xterra Audi S7
Smart ForTwo Maserati Granturismo
Ford F-350 Mercedes-Benz S Class
Volvo V60 Bentley Continental GTC

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Auto Insurance Collision Claims by Vehicle Make and Model
Lowest Claims Highest Claims
Ford F-150 SuperCrew Maserati Granturismo
Ford F-250 SuperCab Bently Continental GT
Jeep Wrangler Bently Continental GTC
Chevrolet Colorado BMW M6
Ford Edge Maserati Ghibli
Mini Cooper Audi RS7

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Auto Insurance Medical Payment Claims by Vehicle Make and Model
Lowest Claims Highest Claims
Audi A4 Allroad Mitsubishi Mirage
Ford F-350 SuperCrew Hyundai Accent
Chevrolet Corvette Dodge Charger
Chevrolet Silverado 2500 Kia Forte
Tesla Model S Nissan Versa
Chevrolet Silverado 3500 Nissan Sentra

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

What is YOUR best insurance company?

As you quote Goodyear car insurance, make sure you don't reduce coverage to reduce premium. There are a lot of situations where someone dropped comprehensive coverage or liability limits only to regret that the savings was not a smart move. Your strategy should be to buy a smart amount of coverage for the lowest cost.

We covered many ways to shop for insurance online. The key concept to understand is the more rate quotes you have, the higher your chance of finding cheaper Goodyear car insurance quotes. Consumers could even find that the best premium rates are with some of the lesser-known companies. Smaller companies can often provide lower prices in certain areas as compared to the big name companies such as Progressive and GEICO.

Even more information can be read in these articles: